Holder

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hold·er / ˈhōldər/ • n. 1. a device or implement for holding something: a cigarette holder. 2. a person who holds something: U.S. passport holders | holders of two American hostages. ∎  the possessor of a trophy, championship, or record: the record holder in the 100-meter dash.

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HOLDER

An individual who has lawfully received possession of acommercial paper, such as a check, and who is entitled to payment on such instrument.

A holder is distinguishable from a holder in due course since, in addition to possession of the instrument, the latter takes it for value, in good faith, and in the absence of any notice that there is any claim against it or that it is overdue or has been dishonored, which means that payment of it has been refused.

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