Will My Homeowner’s Insurance Cover Water Damage Due to a Leaking Dishwasher?


Water is notorious for causing thousands of dollars of damage in homes every year. It has an unmistakable way of discoloring and corroding furnishings as well as the infrastructure of your home when it is allowed to infiltrate your dwelling.

Water Damage And A Leaking Dishwasher

If you are like most individuals who own a home, you dishwasher sits in your kitchen so that it can quickly be loaded with dishes, utensils, pots and pans. In some cases, water can start to leak from the bottom of the dishwasher and destroy the tiles that make up your kitchen floor. In other cases, water can seep into wood trim, electrical wiring and wallpaper. The water damage that is caused when you have a leaking dishwasher can be very detrimental.

Homeowner’s Insurance Policy And Dishwasher Water Damage

If any damages occur in your home from a dishwasher that is leaking water, reimbursement for damages will depend on the circumstances surrounding the situation. If you file a claim with the company who handles your home insurance policy, you increase the outcome for reimbursement if you can show that the water damage suddenly occurred and was not related to a lack of maintenance. One easy way to do this is if you have a dishwasher that is only a few years old. Dishwashers that are relatively new should not have this type of problem. A claims adjuster would likely favor on your side in this type of situation.

Various Signs Of Age Or Neglect

Unfortunately, if you have a dishwasher that shows its age, you’ll probably not receive a reimbursement for damages. This may even be the case if the leak was found at the main water supply where your dishwasher is connected. A claims adjuster could argue that neglect had a factor in the cause of damage.

Obtaining Partial Reimbursement

You may be able to receive some type compensation for the damage that was incurred if you still have a warranty on your dishwasher that hasn’t expired. In this scenario, it’s likely that damages won’t be covered. However, you will probably get a new dishwasher.

Keep Any Work Records Related To Your Home

In some situations, you may have had work done to your home by a third-party contractor. If they completed any remodeling around your kitchen area, they may have made a change or improvement that compromised the piping associated with your dishwasher. If any reinstallation or unplugging was required, it may be the culprit that caused the water damage.