The Green Dot card is a debit card that can be used like a credit card anywhere major credit cards are accepted. A Green Dot card is affiliated with Mastercard or VISA, and is a great way to rebuild damaged credit. In order to be able to use a Green Dot card, there must be enough money loaded onto the user’s Green Dot account to cover the transaction and any transaction fees. This type of pre-paid card avoids overdrafts and prevents the user from going into debt. There are a few ways to reload your Green Dot card which makes it a very convenient card to use.
Load At The Register
There are a few ways to reload your Green Dot card and one of the more convenient ways is to go to a cashier at one of the thousands of retail locations that accept payments and reload your card that way. The list of participating retailers includes national chains such as Family Dollar, Dollar Tree and Walmart. All you need to do is have your Green Dot card with you and let the cashier know how much you want to put on your card.
You cannot reload your Green Dot card online at the Green Dot website, but there is a way to conveniently reload your card online. Your friends and family members can buy a service called MoneyPak, and then use that service at MoneyPak.com to reload your Green Dot card. Your card must be activated through Green Dot and personalized with your name for the MoneyPak system to work. This is a great for parents to give their college kids money, or for family members to give gifts at birthdays or holidays.
Can You Use ATMs?
Some people might believe that, because the Green Dot card is a pre-paid debit card, that they can use ATMs to reload their cards. The truth is that the only two ways to reload your Green Dot card are through retail cash registers or the MoneyPak system. You cannot reload your Green Dot card at an ATM.
Registering Your Green Dot Card
It is important to remember that you cannot use or reload your Green Dot card until you have registered it with Green Dot. Registration allows you to have an account online where you can monitor your available balance, and it also personalizes your card with your name. In order to benefit from all of the Green Dot services, your Green Dot card must be registered.
A Green Dot card is a convenient pre-paid debit card that helps you to spend money anywhere major credit cards are accepted, but without the fear of spending over your balance. Reloading a Green Dot card is very simple, and you can even have your friends and family reload your card as gifts or as an allowance while you are away at college.