Amazon is one of the largest retailers in the world and, as the story goes, you can find just about anything on Amazon. Buying products from Amazon is much easier when you have a credit card, but you don’t necessarily need a credit card to take advantage of the millions of products Amazon sells. There are four ways that you can buy products from Amazon without a credit card, and they are all very easy to use.
Checking Account
United States consumers have the option to use their checking account to make purchases on Amazon with the click of a button. You will need your bank routing number and account number to be able to use your checking account. You will find the routing number on the bottom left of your checks, and your account number is on the bottom right. To confirm you identity, Amazon may ask you to input your state issued driver’s license number, or some other form of official identification.
Amazon Gift Cards
You can buy Amazon gift cards in various amounts at just about any department or grocery store in your area. The best part is that you can buy these cards using cash, and then use them like debit cards on Amazon. It is important to remember that Amazon does not take cash and does not offer cash on delivery (C.O.D.), as payment options. The ability to turn cash into an Amazon gift card is convenient and it allows you to use your card whenever you want.
Pre-Paid Credit Card
If you cannot find Amazon gift cards near you, then you can buy pre-paid Mastercard or Visa cards for the same purpose. Amazon accepts any form of Visa or Mastercard products, and the pre-paid cards you can buy at your local grocery store will do the job just fine. Prior to making your purchase with Amazon, you should check to see if you have to register your card with the issuer to make online purchases. Some pre-paid credit card companies also require you to create a PIN number to use their cards online.
Amazon Cash
At this point, you might be wondering why we have not mentioned Paypal as an option to make purchases online. This is because Paypal is a competitor of Amazon’s when it comes to the online payment industry. To counteract Paypal, Amazon has created Amazon Cash. Consumers can open an Amazon Cash account and then deposit funds into it whenever they want. They can then use the funds in their Amazon Cash account to make purchases whenever they want. Before signing up for Amazon Cash, you should read the terms and conditions on the website to make sure you understand what the service has to offer.
Amazon became one of the largest online retailers in the world by understanding the needs of its customers. Not everyone has or wants a credit card, and Amazon has developed several ways to accommodate those customers. If you don’t have a credit card, then you will be happy to know that you can still buy products from Amazon online.
Jim Treebold is a North Carolina based writer. He lives by the mantra of “Learn 1 new thing each day”! Jim loves to write, read, pedal around on his electric bike and dream of big things. Drop him a line if you like his writing, he loves hearing from his readers!