How Do Pension Plans Work?

One of the most common myths about retirement planning is that a pension and a 401(k) plan are exactly the same. The truth is that a 401(k) plan offers more flexibility than a pension,...

How To Use A Green Dot Card

A Green Dot card is a Visa debit card that can be used to make purchases in-store or online with any retailer that accepts Visa debit cards. Since a Green Dot card is not...

How To Reload A Green Dot Card

The Green Dot card is a debit card that can be used like a credit card anywhere major credit cards are accepted. A Green Dot card is affiliated with Mastercard or VISA, and is...

Car Allowances Vs. Mileage Reimbursement

For anyone who drives their personal vehicle for their job, there is often the choice between a car allowance or mileage reimbursement. Before deciding on which method of reimbursement to choose, you should understand...

How To Buy A Home Without A Realtor

When people set out to buy a home, one of the first people they turn to is a realtor. But to many people, the idea of using a sales professional who is interested in...

How To Cash A Check Without A Bank Account

There are a lot of reasons why some people prefer to go through life without a bank account. Some people do not trust banks, while other people prefer to keep their cash on-hand. There...

How To Pay Off A Car Loan Early

Paying off a car loan early can boost your credit and help you get a lower interest rate on your next car loan. Even if you are struggling to make your monthly payments, there...

Who Is Responsible For A Deceased Mother’s Credit Card Debt?

The children of a parent who passes away are in a unique position that can seem very beneficial. When it comes to distributing assets after a parent has passed away, the children are second...

Advantages & Disadvantages Of A Bank Loan

When individuals or businesses need to fund a purchase or need cash for any reason, they often turn to a bank loan. The idea of getting a bank loan is one of the cornerstones...

How Does An Independent Contractor Pay Taxes?

Independent contractors work for themselves and are not employees of the people or companies they work for. When an independent contractor performs a service, they are paid in a lump sum fee that does...