no-fault insurance
From: The Columbia Encyclopedia, Sixth Edition
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Date: 2008
no-fault insurance type of indemnity plan, usually applied to automobile coverage, in which those injured in an accident receive direct payment from the company with which they themselves are insured. Originated (1947) in Saskatchewan, Canada, no-fault insurance eliminates the need for accident victims to establish another's liability, or fault, through a civil lawsuit. Lawyers' groups oppose no-fault, saying that it limits the citizen's right to sue. Supporters say that it leads to quicker settlement of accident claims and lower premium rates than the traditional tort liability system because it reduces legal fees and court costs. The first comprehensive no-fault plan in the United States was adopted (1971) in Massachusetts. Currently 13 states have no-fault auto insurance laws that in some way restrict the right of parties to file legal suits. Provisions defining when a person can sue in no-fault states vary, but motorists can generally sue for severe injuries. Recently, however, rising insurance costs have led some states to reexamine the effectiveness of no-fault insurance laws.
Author not available, NO-FAULT INSURANCE.,
The Columbia Encyclopedia, Sixth Edition 2008
The Columbia Encyclopedia, Sixth Edition. Copyright 2008 Columbia University Press
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Cost implications of no-fault automobile insurance.
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Drivers may make no-fault choice. (no-fault automobile insurance)
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&type=1 "Miami Herald (Miami, FL)")
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'No no-fault' zone is ahead for Florida drivers: Florida's no-fault auto insurance law expired Monday, but Gov. Crist added the issue to this week's special session.
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'No no-fault' zone ahead for drivers: Florida's no-fault auto insurance law expires today, and chances to extend the measure now look dim.
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Good no-fault plans need balance. (no-fault automobile insurance)
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Republican lawmakers do end run for no-fault. (auto insurance initiative)
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Trial Lawyers prepare to fight again. (California Trial Lawyers Association on no-fault initiative for auto insurance)
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No-Fault Insurance Gains New Momentum; Facing Consumer Revolt, Insurers Revive System
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No-fault's future looks dim: Prospects for extending Florida's no-fault auto insurance law have sunk considerably since lawmakers canceled the special session planned for later this.
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&type=1 "Daily News (Los Angeles, CA)")
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CAR-INSURANCE DEBATE HEATS UP\No-fault issue returns, but Prop. 200 different from defeated\1988 version.(Business)
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... Russ Britt Daily News Staff Writer Eight ... debate over auto insurance rages on in the form of a no-fault ballot proposition ... intent of controlling insurance rates, did the trick ... 26 primary ballot. No-fault insurance is exactly what the ... and each party's ...
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Balance is the key to successful no-fault. (automobile no-fault insurance)
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