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Syndicated loans Syndicated loans
Syndicated Loans Syndicated loans are large loans made by two or more lenders and administered by a common agent using similar terms and conditions and common documentation. Most loan syndications take the form of a direct-lender relationship, in which the lead lender is the agent for the other... Read more
forced loans forced loans
forced loans were non-parliamentary taxes which English monarchs demanded from their richer subjects. The forced loan of 1626 was exceptional in being levied on all taxpayers. This attempt to bypass Parliament provoked intense hostility, and in 1628 such levies were outlawed by the petition of... Read more
Student Loan Marketing Association Student Loan Marketing Association
Student Loan Marketing Association 1050 Thomas Jefferson Street, NWWashington, D.C. 20007U.S.A.(202) 333 Read more
Home Owners Loan Corporation Home Owners Loan Corporation
Home Owners' Loan Corporation (HOLC), former U.S. government agency established in 1933 to help stabilize real estate that had depreciated during the depression and to refinance the urban mortgage debt. It granted long-term mortgage loans to some 1 million homeowners facing loss of their property.... Read more
savings bank savings bank
savings bank financial institution that, until recently, performed only the following functions: receiving savings deposits of individuals, investing them, and providing a modest return to its depositors in the form of interest. A common form of savings bank, the mutual savings bank, was... Read more
Neutrality Act Neutrality Act
Neutrality Act law passed by the U.S. Congress and signed by President Franklin Delano Roosevelt in Aug., 1935. It was designed to keep the United States out of a possible European war by banning shipment of war materiel to belligerents at the discretion of the President and by forbidding U.S.... Read more
Finance companies Finance companies
Finance Companies Commercial finance companies have in recent years become a favorite option for entrepreneurs seeking small business loans. Commercial financing institutions generally charge higher interest rates than banks and credit unions, but they are also more likely to approve a loan... Read more
microcredit microcredit
microcredit the extension to poor individuals of small loans to be used for income-generating activities that will improve the borrowers' living standards. The loans, which may be as little as $20 for very poor borrowers in some developing countries, typically are for a short term (a year or less),... Read more
Loan Shark Loan Shark
LOAN SHARK A person who lends money in exchange for its repayment at an interest rate that exceeds the percentage approved by law and who uses intimidating methods or threats of force in order to obtain repayment. In most jurisdictions usury laws regulate the charging of interest rates. Loan... Read more
Federal Home Loan Banks Federal Home Loan Banks
Federal Home Loan Banks Twelve regional organizations in the USA that supply credit for savings and loans associations (the US equivalent of building societies) and other organizations providing domestic mortgages. They are independent organizations but since 1989 they have been supervised by a... Read more

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