Auto insurance: Crisis and reform From: The University of Memphis Law Review | Date: October 1, 1998| Author: | Copyright University of Memphis Fall 1998. Provided by ProQuest LLC.Copyright information

Auto insurance occupies a unique status within the U.S. economy. It is the only example of a product that most Americans are required by law to purchase but is provided exclusively by private industry on a for-profit basis. Most of the time, those who pay for the product will not have to use it. The involuntary nature of the relationship between motorists and their insurance companies is a source of significant frustration, particularly in communities where the cost of vehicle insurance exceeds the ability of residents to purchase it and motorists run the risk of substantial penalties for ...

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