Banking comes under threat from the Internet

The Independent - London | January 22, 1997 | Copyright

Is retail banking as we know and hate it basically finished, caput, over the hill, obsolete and dead? Perhaps not quite yet but certainly that is the implication of yesterday's announcement from the Royal Bank Scotland of Britain's first fully fledged Internet bank. Quicker, more convenient, and above all, far less costly, Internet banking is the future. According to recent research from Booz Allen & Hamilton, the management consultants, up to 16 per cent of US households will be using Internet banking by the turn of the century.

Furthermore, because these people will be drawn mainly from ...

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