So how exactly do you calculate taxable income?

Press-Telegram Long Beach, CA. | December 29, 2008| | Copyright

Your questions on capital gains taxes need answers before the year ends.

Many of you are intrigued - and puzzled - by the "zero percent" tax rate on long-term capital gains for taxpayers who don't exceed the 15percent bracket. You want to know how it works and what you need to do, or avoid doing, to qualify.

Despite the tumble in the market this year, you may already have - or after reading this column, decide to take - some long-term capital gains for 2008. These are gains on the sale of assets such as stocks, bonds and mutual funds held more than a year.

Perhaps you took some gains early ...

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