Q4 2004 Horace Mann Educators Corp. Earnings Conference Call - Final From: Fair Disclosure Wire | Date: February 10, 2005 | . Provided by ProQuest LLC.Copyright information

Fair Disclosure Wire

02-10-2005

OPERATOR: Good morning and welcome to your Horace Mann Educators Fourth Quarter Earnings Release conference call. At this time, all participants have been placed on a listen-only mode and the floor will be open for questions following the presentation. It is now my pleasure to turn the floor over to your host, Mr. Dwayne Hallman.

Sir, you may begin.

DWAYNE HALLMAN, SENIOR VP FINANCE, HORACE MANN EDUCATORS CORPORATION: Go...

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