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amortization
amortizing mortgage
A Dictionary of Business and Management
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2006
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© A Dictionary of Business and Management 2006, originally published by Oxford University Press 2006. (Hide copyright information)
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amortizing mortgage A
mortgage in which all the principal and all the interest has been repaid by the end of the mortgage agreement period. Although equal payments may be made during the term of the mortgage, the sums are divided, on a sliding scale, between interest payments and repayments of the principal. In the early years most of the payments go towards the interest charges, while in later years more repays the sum borrowed, until this sum is reduced to zero with the last payment. Compare
balloon mortgage.
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New Website With Built-in Amortization Calculator Taking the Guesswork Out of the Mortgage/Loan Process.
PR Newswire; 12/9/2005; 700+ words
; Amortization-Calc.com Showing Borrowers Precisely How Their Amortization Schedule is Broken Down STRATFORD, Conn., Dec...turn when seeking financial lending assistance. Amortization-Calc.com recently made its Internet debut...
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 "Star Tribune (Minneapolis, MN)")
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Amortization: On fast track from obscurity to outlaw act; It's a tool that cities use to get rid of eyesores, and a law banning it now sits on Gov. Jesse Ventura's desk.(NEWS)
Newspaper article from: Star Tribune (Minneapolis, MN); 4/22/1999; ; 700+ words
; ...anyone in Minnesota knew anything about amortization, an arcane and seldom-used zoning...Today the nation's first bill to ban amortization is on Gov. Jesse Ventura's desk...people who would never be affected by amortization - in which a city gives a property...
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Amortization of life estates and term interests.
Magazine article from: The Tax Adviser; 8/1/1992; ; 700+ words
; ...special rules may apply to deny this amortization entirely and impose an odd set of basis...income from the security by $6,000 of amortization of cost each year. After the term...Sec. 167(e) provides that no amortization of the term interest is allowed. Instead...
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Amortization of Organization Expenses Misconceptions and Common Errors.
Magazine article from: The National Public Accountant; 2/1/2001; ; 700+ words
; ...and the mechanics of the Section 248 amortization election and will point out a number...regarding the election. IRC 248(a)--Amortization of Organizational Expenditures Prior...Revenue Code Section 248 to sanction the amortization of qualifying organizational expenditures...
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Wanadoo: Higher Than Forecast Net Income and Operating Income before Amortization and Depreciation.
Business Wire; 2/11/2004; 700+ words
; ...012415) -- Operating Income before Amortization and Depreciation Almost Quadrupled...Consolidated operating income before amortization and depreciation almost quadrupled...2003: -- Operating income before amortization and depreciation of 45 million euros...
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Rule of 78: a comparison of loan amortization.
Magazine article from: The National Public Accountant; 3/1/1994; ; 700+ words
; ...remaining principal balance of a debt amortization schedule under the rule-of-78...prepayment penalty that is built into the amortization schedule. If the debt is long-term financing, the amortization schedule can become a negative amortization...
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Amortization of intangible assets. (opinions and impending legislation) (Column)
Magazine article from: National Petroleum News; 11/1/1991; ; 700+ words
; Historically, amortization of a retail fuel oil customer list...Commissioner (1973). It permitted amortization of 75% of the consideration paid...above and continues to challenge amortization of customer lists. The practice...
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"I've heard the term `negative amortization' used as something to be careful of when buying a home. What does this mean, and how do I avoid it?".(Friday Home Guide)(Second Opinion)
Newspaper article from: The Washington Times; 2/27/1998; 700+ words
; ...202/259-6500 (pager) Negative amortization is a mortgage plan that allows you...entire loan. Specifically, negative amortization is the unpaid interest that is added...rate, therefore causing "positive amortization" or principal reduction. Recently...
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DDL Electronics Reports Third-Quarter Results; Goodwill Amortization Period Lowered From 20 to 5 Years.
Business Wire; 5/26/1998; 700+ words
; ...of reverting to a 5-year goodwill amortization period from 20 years, as discussed...interest, income taxes, depreciation and amortization (EBITDA) were $3,065,000 for...1, 1997, DDL changed its goodwill amortization period from 5 to 20 years. However...
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Homeland Stores Earnings Increase 22.2% to $0.11 Per Share, Before Amortization of Excess Reorganization Value.
Business Wire; 8/2/1999; 700+ words
; ...interest, taxes, depreciation and amortization) increased 3.4% to $5,210...039,000. Net income, excluding amortization of excess reorganization value, rose...diluted earnings per share, excluding amortization of excess reorganization value, increased...
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amortization
Book article from: The Columbia Encyclopedia, Sixth Edition
amortization , reduction, liquidation, or satisfaction of a debt. The term amortization may also refer to the sum used for that purpose...debt by installments or by a sinking fund is amortization. Amortization by paying off a certain number...
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Amortization
Encyclopedia entry from: West's Encyclopedia of American Law
AMORTIZATION The reduction of a debt incurred...good will, it cannot be amortized. Amortization is not the same as depreciation, which...and tear and the passage of time. Amortization of intangible assets and depreciation...
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amortization schedule
Book article from: A Dictionary of Business and Management
amortization schedule A schedule that summarizes the dates on which specified amounts must be paid in the repayment of a loan.
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Nonconforming Use
Encyclopedia entry from: West's Encyclopedia of American Law
...use status if the situation is beyond the business owner's control. Another tool to end nonconforming use situations is amortization, where the nonconforming use of a structure must cease within a zoning district at the end of the structure's estimated...
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Scientific Games Corporation
Book article from: International Directory of Company Histories
...would step in to complete the transaction. Largely because of legal costs, increased interest payments, depreciation, and amortization expenses from the acquisition as well as delays in international sales, United Tote posted a loss of $2.7 million in...
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