SIC 6361 Title Insurance

Encyclopedia of American Industries | 2005 | Copyright

SIC 6361
TITLE INSURANCE

This classification covers establishments primarily engaged in underwriting insurance to protect the owner of real estate, or lenders of money thereon, against loss sustained by reason of any defect of title.

NAICS Code(s)

524127 (Direct Title Insurance Carriers)

524130 (Reinsurance Carriers)

Typical title defects result from liens and encumbrances on a property related to unpaid taxes, land use and zoning restrictions, unsettled contractor disputes for work done on the property, and unrecorded deeds. Title insurance also protects the buyer and lender from fraud perpetrated by the seller.

Title insurers must carefully analyze government records and legal documents to determine the risk of defects for a title on a given parcel of property. The insurer must then underwrite an insurance policy for the buyer that reflects the character of...

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