Determinants of no-fault insurance measures.

Journal of Risk and Insurance | December 1, 2002| | Copyright

ABSTRACT

In spite of being touted as the panacea for rising premiums and unfair settlements, no-fault automobile insurance provisions exist in fewer than one third of U.S. states. Few researchers have examined why such measures exist in some states but not in others. This article focuses directly on this issue by looking at the factors that help explain the type of no-fault regime in place. The article conducts an empirical analysis using a data set that spans all 50 states over the 19-year period from 1972 to 1990. Among other things, the analysis finds that the ...

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