Results of study on retail payment systems. (Announcements).(Brief Article)

Federal Reserve Bulletin | January 1, 2002 | Copyright

New data collected by the Federal Reserve System, released on November 14, 2001, suggest that check writing in the United States is steadily giving way to electronic forms of payment as consumers, businesses, and financial institutions seek to be more efficient and cost-effective.

American consumers and businesses make 80 billion retail payments annually, nearly 50 billion by check and 30 billion by electronic instruments, such as credit cards, debit cards, and the automated clearinghouse (ACH), according to the first comprehensive studies of the retail payment ...

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