United States: Give states the power to regulate lending by national banks.

TendersInfo | October 30, 2009 | Copyright

Byline: Mamta03

Until Congress acts, customers of a national bank have to look to the federal government for protection from predatory lending practices. The states used to have that authority and need to have it back. That is step one in strengthening America's financial system.

THE Seattle Times series on Washington Mutual's collapse made clear that the bank lent tens of billions of dollars worth of loans that never should have been offered. These loans were bad from the start.

WaMu's pursuit of increasing its stock value by recklessly handing ...

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