Impact of ATMs on the use of cash (*).(Papers) Communications & Strategies | April 1, 2007| | COPYRIGHT 2007 IDATE. This material is published under license from the publisher through the Gale Group, Farmington Hills, Michigan.  All inquiries regarding rights should be directed to the Gale Group. (Hide copyright information) Copyright

Abstract: This paper examines the role of cash usage in the development of payment media. For that purpose, the basic trends of change in payment media are scrutinized using European data. Although cash still clearly dominates in small retail payments, there has been a definite shift towards electronic payments in larger purchases and payment of wages and state benefits. At the same time, the distribution of cash has been moving from bank branches into ATMs. This paper focuses on the role of ATMs and ATM networks in dispensing cash. It is shown that ATMs have a very different ...

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