House poor: tighter lending standards, a huge unsold home inventory, declining prices and buyer psychology are all working against the housing market in 2008. So much for the wealth effect.(Cover Report: Business Outlook) Mortgage Banking | January 1, 2008| | COPYRIGHT 2008 Mortgage Bankers Association of America. This material is published under license from the publisher through the Gale Group, Farmington Hills, Michigan.  All inquiries regarding rights should be directed to the Gale Group. (Hide copyright information) Copyright

Musician and songwriter Leon Redbone once opined that "the blues ain't nothin' but a good man feeling bad," and nowadays it seems as though the entire country--not to mention global investors in such faraway places as Germany and Norway--is singing the blues over a highly depressed housing market. Brought about largely by the thunderous collapse of the subprime mortgage market in the United States, housing prices in some locales are in a freefall--and sales of new and existing houses are plummeting right along with them. [??] The years 2005 and 2006 were the best of times for ...

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