Can you depend on Social Security?(Column) USA Today (Magazine) | March 1, 1995| | COPYRIGHT 1995 Society for the Advancement of Education. This material is published under license from the publisher through the Gale Group, Farmington Hills, Michigan.  All inquiries regarding rights should be directed to the Gale Group. (Hide copyright information) Copyright

The headlines are alarming: "Social Security to Go Broke by Year 2029"; "Budget Cuts May Include Social Security"; "Half of Americans Believe They Won't Ever Receive Social Security Benefits." How much should you depend on Social Security for your retirement years? Not as much as people once did, warn many financial planning professionals.

Approximately 94% of the U.S. workforce is covered by Social Security. it is one leg of what historically has been referred to as the three-legged retirement stool--the other two being company pensions and personal savings. For many ...

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