Statement by John P. LaWare, Member, Board of Governors of the Federal Reserve System, and Chairman, Federal Financial Institutions Examination Council, before the Subcommittee on Commerce, Consumer, and Monetary Affairs of the Committee on Government Operations, U.S. House of Representatives, March 17, 1993. (Statements to the Congress) (Transcript) From: Federal Reserve Bulletin | Date: May 1, 1993 | COPYRIGHT 1993 Board of Governors of the Federal Reserve System. This material is published under license from the publisher through the Gale Group, Farmington Hills, Michigan.  All inquiries regarding rights should be directed to the Gale Group.Copyright information

Banking regulations have raised the costs of services substantially, and laws that take cost-benefit trade-offs into consideration are needed, according to John P. LaWare, member of the Federal Reserve Board. Each policy alone may alleviate a specific problem, but the accumulation of regulations has created an unmanageable burden for the banking industry. Pres Clinton has recommended that these regulations be reviewed and that banks be encouraged to increase lending, especially to small busin...

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