Mortgages: Basel brush.

Money Marketing | September 22, 2005 | Copyright

Andrea Tryphonides finds option divided on the benefits of Basel Two

As the anniversary of M-Day approaches, the Council of Mortgage Lenders reminds us that Basel Two is less than 18 months away.

Basel Two is designed to produce a closer alignment of capital and risk but the CML says some believe that releasing regulatory capital for lenders will have major implications for pricing, industry consolidation and competition.

But to what extent has this been overstated? For some types of lending, including residential mortgages, the release of ...

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