Stephen L. Ross and John Yinger, The Color of Credit: Mortgage Discrimination, Research Methodology and Fair Lending Enforcement.

Journal of Sociology & Social Welfare | September 1, 2004| | Copyright

Stephen L. Ross and John Yinger, The Color of Credit: Mortgage Discrimination, Research Methodology and Fair Lending Enforcement. Cambridge, MA: MIT Press, 2003. $39.95 hardcover.

This book blends policy analysis and complex technical recommendations relating to the mortgage lending industry. For one, the authors comprehensively examine what has been learned about mortgage-lending discrimination in recent years. They reanalyze existing loan-approval and loan-performance data and devise new tests for detecting discrimination in contemporary mortgage markets. They also ...

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