Save now for retirement or pay later.(Special report: lifestyles)

Jet | September 29, 2003 | Copyright

If you think it's too soon to plan for your retirement, just remember the tale about the grasshopper and the ant. There's a powerful lesson about preparing for the future in that fable.

The grasshopper knew winter was coming and food and shelter would grow scarce, but he figured he had plenty of time to get ready. So he spent his summer lounging on blades of grass, chirping away the days and spitting tobacco juice on his tiny neighbor, the ant. The grasshopper is like many of us.

The ant, on the other hand, spent the warm days gathering food, stocking his ...

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