Go offset - if you have the savings.(Your Money)

From: The News Letter (Belfast, Northern Ireland) | Date: October 4, 2003 | Copyright information

OFFSET mortgages have been heavily marketed as the solution to most borrowers' needs but you should steer clear of an offset mortgage if you don't have the savings to make it count says David Bitner of Bradford & Bingley's ...

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IF savers get 626% return.
; ...Higher-rate taxpayers with offset mortgages from Intelligent...years, with the offset mortgage offered by Intelligent...interest payable on offset mortgages and how this could...capital reserves, an offset mortgage would be good because...society did not offer ...
Save as you borrow; How offset mortgages can help pay your home loan quicker.
; ...New-style 'offset' mortgages which allow...Society. Although offset mortgages come in all...Franklin. 'Our offset mortgages enable us to...product.' But are offset mortgages the answer...necessarily. Offset mortgages can be expensive...only a single ...
Growing appeal of offset mortgages
; THE promotion of offset mortgages has so far focused primarily...to their current account or offset mortgage. This might be because customers...educating customers about how offset products work. Typically, people taking out offset mortgages are more likely than ...
Squeeze forces lender to curb offset mortgages.
; Squeeze forces lender to curb offset mortgages LEADING lender First Active has stopped offering its offset mortgage to customers in a move that reflects...temporarily suspending the sale of offset mortgages, but existing customers with the...
Offset option raises interest.(News)
; ...recently, the prospect of getting an offset mortgage has only been an option for those...have thought twice about choosing it. Offset mortgages are considered a flexible way to pay home loans, and the popularity of offset mortgages has soared over the past seven years...and the ...
Offset mortgages becoming increasingly popular, report reveals; PERSONAL FINANCE.(Business)
; Offset mortgages are becoming increasingly...shows that 170,000 offset mortgages, worth pounds 29...year, while non-offset mortgages grew just 15 per...allows homeowners to offset mortgage interest against...to income tax. Offset mortgages are also ...
Mystery Shopper: Hertfordshire.
; ...or place in an offset mortgage to help aid paying...knowledgeable about offset mortgages and said that...adviser said that offset mortgages would benefit...He said that offset mortgage rates are typically...consider how an offset mortgage would fare ...
YBS bids to develop the offset products market.(Yorkshire Building Society)
; OFFSET mortgages have failed to take off in the...now like they used to causing offset mortgages to be slow to take hold in the...are cash rich, the merits of offset mortgages are fantastic and the concept...there certainly is a market for offset mortgages, the question is ...
Offset's popularity is rising: CML.(Council of Mortgage Lenders)
; ...last year was offset, research by...opting for an offset mortgage, according to...year 170,000 offset mortgages were taken out...have earned. Offset mortgage lenders also...a competitive offset they will be...
Offsets making mark in mortgage market
; OFFSET mortgages are undergoing a surge in popularity, as...Lenders (CML) said that last year 170,000 offset mortgages, worth [Pounds]29.3bn, were taken out - representing...will help to increase consumer awareness of offset products and expand the market potential for offsets in the future." ...